One of the Best Home Warranty Companies

Instantly schedule an appliance repair with one of our pre-screened, local service providers, starting at just $79. Cinch home warranty protects all my major home appliances and built-in systems in case of damage. It will cover the cost of repairing or replacing everything that's covered which gives me a great sense of comfort.

cinch home services reviews

However, with those harsh Northern winters comes rough wear-and-tear on home’s major appliances and systems. Read on to learn all the information you will need to find the best home warranty company in New York and protect your home. Cinch’s plan rates range from $66–$97 per month, depending on your plan and service call fee selection.

Most Recent Customer Complaint

Even though our policy had a $100 deductible, I was charged a $15 non-negotiable surcharge due to "increased costs". Many complex appliances and systems are needed to keep your home properly running, including your hot water heater, dishwasher, HVAC system and many others. Unfortunately, these appliances and systems break down over time and are often very expensive to replace or repair. Homeowners with the Complete Home plan receive a homeowners insurance deductible reimbursement of up to $500. These extra perks make it our pick for bonus benefits. There’s a lot to like about Cinch Home Services.

cinch home services reviews

Cinch Home Services gives you the option of upgrading on-demand service to a Cinch Home Protection plan as you schedule service. If you decide a home warranty will likely save you money, you can take advantage of the savings right away. Anytime that we ever have a problem, Cinch is always really efficient.

Customer Reviews

Whether you own a new home or you’ve lived in the same one for years, Cinch Home Services’ goal is to make appliance and system repairs simple and more affordable. The company offers three home warranties, making it easier to budget for unexpected breakdowns around the house. Technicians typically arrive within two days, and same-day service is available. Cinch Home Services offers three home warranty plans at affordable monthly rates.

cinch home services reviews

Once on the website, clicking ‘request service’ takes you through a series of questions to diagnose your needs and trigger a service call. Customer service is available by phone and email 24 hours a day. While the plans for Cinch Home Services offer a lot of value, they also charge a higher price for them. Plan pricing is very dependent on your location in the country.

Best Home Warranty Companies in New York

This rating has improved by 2% over the last 12 months. Home Warranty of America offers affordable home warranty plans... When things break down, their service team steps up the service appointments to work around your schedule. Cinch Home Services also has a VIP Complete Home plan, which will has a $1,000 deductible instead of the regular $500. The appliance cap on the VIP is $10,000 per year and you'll get surge protection up to $1000 per year.

cinch home services reviews

Please know that I will share your feedback with our leadership team as we are constantly striving to improve our workplace culture. If you’d like to share any additional details, please contact us at HR@cinchhs.com. The star ratings are based on the overall rating of each brand. Some reviews are provided via third party suppliers. We encourage you to write a review of your experiences with these brands.

All the units must be designed for residential use and should not exceed a 5-ton capacity. In Downstate New York, the summers are usually hot and humid. It is virtually impossible to live without air conditioning. In case your house is located in Long Island or New York City, the smartest home warranty decision would be to have the best A/C coverage available on the market. For example, ServicePlus, unlike most of their competitors, will cover mechanical parts and components of two heating systems, not just one.

cinch home services reviews

After I paid the $115, the next available date was over one week away. Keep in mind, that there is no guarantee that the technician will be able to fix it on the same day. Not only is the delay in scheduling service unacceptable, a 15%, non negotiable surcharge is a rip-off. I heard of Cinch because a girlfriend of mine told me that I should get a maintenance contract.

Beyond the standard stuff, some home warranty companies offer some unique coverage. For instance, American Home Shield offers coverage for household electronics and entertainment products. Cinch has a unique “no gotchas” policy that covers, among other things, pre-existing conditions--something most home warranty companies don’t do. That New York lake-effect snow and the muggy summers can be brutal on your systems and even appliances in your home.

When I needed them, they were not very helpful nor was the service that good. Cinch was recommended by our realtor so we had to do nothing at all to start the service. But, there is a wait after calling for service and Cinch chooses the servicemen which is not always good. Patrick Sather is an award-winning personal finance writer and licensed broker who has worked for some of the largest financial firms in the United States, including TD Ameritrade and Pacific Life.

Expert Career Advice

Clinch home services is a great home warranty service because they are so exceptional. The cost is very affordable for the service they provide. The customer service is reliable and fast and they have good, knowledgeable service technicians.

cinch home services reviews

If something major goes wrong with their house, they got a warranty. I would give Cinch good marks as any of those companies. Prices quoted for Houston, TX. Prices may vary by location.

Types of Damage Covered

The Cinch Appliances Plan is the most affordable option, and the Built-in Systems Plan offers a moderate level of coverage. Cinch Home Services uses an aggregate model for payouts. While there are specific caps on individual appliances or systems, typically $1,500-$2,000, there is also a maximum of $10,000 for all claims. As always, read the contract carefully to understand what is covered and what is not. To formulate our rankings of the best home warranty companies.

cinch home services reviews

It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Its location on this page may change next time you visit. Cinch Home Services was previously known as Cross Country Home Services and sold warranties under the TotalProtect brand. The company recently changed its name to highlight its commitment to making owning a home easier.

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